Do you have statutory health insurance in Greece and due to an accident or sudden illness you urgently need to consult a doctor, buy medicines or be hospitalized in a non-EU country? Your national health insurance may reimburse your medical expenses.
In the event that you are traveling to a non-EU country for holidays or business and you need emergency medical care as a result of an accident or sudden illness, the costs relating to primary health care (ambulatory care) are initially paid by you. You may claim reimbursement of the total or part of the cost by the competent statutory health insurance back home provided that the health services you received are included in the health benefits you are entitled to in Greece. Primary health care can involve a medical visit, diagnostic tests, medicines, purchase of medical devices, etc. For the majority of insured persons, the Greek statutory health insurance reimburses the relevant expenses based on state tariffs, conditions and co-payment rates provided in the EKPY (Unified Regulation of Health Benefits – Government Gazette 4898/B’/2018), without the reimbursed amount exceeding the actual costs of the health care the patient received.
In the event that you are traveling to a non-EU country for holidays or business and you need inpatient hospital care as a result of an accident or sudden illness, you should contact your Greek statutory health insurance as soon as possible to be informed about rights to reimbursement of costs, co-payment rates and supporting documentation you need to submit. Most of the times you will need to pay the cost yourself to the health provider and later claim reimbursement by your statutory health insurance in Greece.