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Which country covers your social security depends on your employment status (employed, self-employed, unemployed, posted abroad, cross-border worker, etc.) and your country of residence – not your nationality. Special conditions for medical care apply to categories of insured persons. Make sure you fully understand your rights and the procedures you need to follow.
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If you work in one EU country and live in another, you are entitled to medical treatment in both countries.
Make sure you register in the country where you work and get an S1 form from your health insurance authority. This form gives you the right to get healthcare in the country where you live.
Based on your insurance, your family members are also entitled to medical treatment if they live in an EU country. However, if you are a cross-border commuter, living in one EU country and working in Denmark, Ireland, Croatia, Finland, Sweden, Iceland or Norway, your family is only entitled to medical treatment there in limited situations, such as for emergency treatment during their stay.
As a worker posted abroad on a short assignment (less than 2 years) you can stay insured in your home country (the country from which you have been posted).
Make sure you request an S1 form from your statutory health insurance service in your home country. This will entitle you and your family to healthcare during your stay.
When you arrive in the country where you’ll be working, submit your S1 form to the healthcare authority.
As a civil servant, seconded abroad, you are entitled to medical treatment in the country where you live.
You should request an S1 form from your health insurance authority in the country where you are insured. This will entitle you and your family to healthcare during your stay at the country you will be residing and working.
When you arrive in the country where you’ll be working, submit your S1 form to the healthcare authority.
If you’re receiving unemployment benefits from one EU country and decide to move to another EU country to look for a job, you should get a European Health Insurance Card (EHIC) for yourself and your family members before moving abroad
However, the EHIC will only allow you and your family to access necessary medical treatment (e.g. emergency treatment) during the period you are receiving unemployment benefits.
If you’re not insured in any EU country and decide to move to another EU country to look for a job, the social security institutions will decide which system will cover you and you’ll probably need to be covered for healthcare in the country you move to.
Find out more about social security cover abroad.
Have more questions about the healthcare in the member state you live in, make sure to contact the National Contact Point for cross-border healthcare to seek the information you need and applies to your specific situation.
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